1. Financial investment. Investment triangle – personal finance application. Financial planning, typical family financial targets.
2. Family finance, household balance sheet and cash-flow, household savings. Household budget, importance of nest egg and insurance.
3. Financial mathematics, time value of money, basic household situation application.
4. Insurance products, life and disability insurance, non-life insurance, correct insurance, most frequent insurance mistakes.
5. Savings products without insurance. Pension system, pension funds. Pension system reform. Advantages and disadvantages of investing in pension funds.
6. Securities: bonds, shares, mutual fund shares. Short-term and long-term investing. Household portfolio of securities.
7. Collective investment, types of funds. Investing in mutual funds. Index funds, guaranteed funds. Collective investment in the Czech Republic and abroad.
8. Bank products, deposit accounts, credit products, mortgage loans, consumer lendings, credit cards. Building loans.
9. Household savings structure, preferences of saving ways and styles, household debts. Comparison of Czech and foreign household portfolios.
10. Principles of financial portfolio creation, good and bad debt, investment process, diversification, regular investing (dollar cost averaging).
11. Financial independence, financial freedom - explanation of the terms, their importance to family finance. Cash-flow quadrant.
12. Investing in tangible assets (real properties, commodities, collections). Inflation, interest rates, exchange rates, their ifluence on family finance.
13. Investment psychology, value of money, relation to the own property, analysis of the investor behaviour in the financial markets.
14. Financial institutions, history and development of financial institutions, regulation of financial institutions and financial market from the view of the personal finance. Present-day situation in the Czech financial market and global financial markets.
2. Family finance, household balance sheet and cash-flow, household savings. Household budget, importance of nest egg and insurance.
3. Financial mathematics, time value of money, basic household situation application.
4. Insurance products, life and disability insurance, non-life insurance, correct insurance, most frequent insurance mistakes.
5. Savings products without insurance. Pension system, pension funds. Pension system reform. Advantages and disadvantages of investing in pension funds.
6. Securities: bonds, shares, mutual fund shares. Short-term and long-term investing. Household portfolio of securities.
7. Collective investment, types of funds. Investing in mutual funds. Index funds, guaranteed funds. Collective investment in the Czech Republic and abroad.
8. Bank products, deposit accounts, credit products, mortgage loans, consumer lendings, credit cards. Building loans.
9. Household savings structure, preferences of saving ways and styles, household debts. Comparison of Czech and foreign household portfolios.
10. Principles of financial portfolio creation, good and bad debt, investment process, diversification, regular investing (dollar cost averaging).
11. Financial independence, financial freedom - explanation of the terms, their importance to family finance. Cash-flow quadrant.
12. Investing in tangible assets (real properties, commodities, collections). Inflation, interest rates, exchange rates, their ifluence on family finance.
13. Investment psychology, value of money, relation to the own property, analysis of the investor behaviour in the financial markets.
14. Financial institutions, history and development of financial institutions, regulation of financial institutions and financial market from the view of the personal finance. Present-day situation in the Czech financial market and global financial markets.