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System of Insurance I.

Type of study Bachelor
Language of instruction Czech
Code 154-0302/03
Abbreviation POJ I.
Course title System of Insurance I.
Credits 5
Coordinating department Department of Finance
Course coordinator prof. Dr. Ing. Zdeněk Zmeškal

Subject syllabus

1. Introduction to insurance.
2. Insurance – basic concept and insurance activities. Insurance systems (commercial and social insurance).
3. History of insurance and insurance development – basic developmental periods, insurance development in Czech Republic.
4. Insurance classification - Insurance classification from the basic points of view (business lines, territorial competence, insured risks, insurance benefits, etc.).
5. Insurance policy - contractual insurance, requisites of insurance policy, policy conditions, effect of insurance and termination.
6. Life insurance - characteristics, basic concept, role of life insurance in economics, premium, life insurance contracts. Term insurance.
7. Life insurance – pure endowment insurance, various types of life policies, endowment insurance. Participating policies, unit-linked policies and universal life policies.
8. Contracts of 3rd pension pillar – pension plan (characteristics, pension management companies, transformed funds, types of benefits, types of pensions, current situation in CZ).
9. Contracts of 3rd pension pillar– supplementary pension savings (characteristics, pension management companies, participation funds, types of benefits, types of pensions, current situation in CZ).
10. Nonlife insurance - characteristics, types of nonlife insurance. Role of nonlife insurance in economics.
11. Nonlife insurance – property insurance. Property insurance for physical persons, business risk insurance and industrial insurance, agricultural risks insurance.
12. Nonlife insurance – liability insurance. Mandatory liability insurance, mandatory contractual liability insurance, facultative contractual liability insurance. Motor third party insurance.
13. Nonlife insurance – insurance of persons. Accident insurance, private health insurance.
14. Assessment of insurance market – qualitative and quantitative ratios of assessing insurance market.

Literature

DUCHÁČKOVÁ, Eva. Pojištění a pojišťovnictví. 1. vyd. Praha: Ekopress, 2015. 306 s. ISBN 978-80-87865-25-5.
DUCHÁČKOVÁ, Eva a Jaroslav DAŇHEL a kol. Pojistné trhy. 1. vyd. Praha: Professional Publishing, 2012. 252 s. ISBN 978-80-7431-078-2.
THOYTS, Rob. Insurance Theory and Practice. 1st ed. Abingdon: Routledge, 2010. 323 s. ISBN 978-0-415-55905-8.
Aktuální platná legislativa

Advised literature

CIPRA, Tomáš. Pojistná matematika: teorie a praxe. 2. aktualiz. vyd. Praha: Ekopress, 2006. 411 s. ISBN 80-86929-11-6.
ČEJKOVÁ, Viktória. Pojistný trh. 1. vyd. Praha: Grada, 2002. 118 s. ISBN 80-247-0137-5.
ŠULC, Jaroslav. Penzijní připojištění. 2. aktualiz. a rozšíř. vyd. Praha: Grada, 2004. 196 s. ISBN 80-247-0772-1.
KOLEKTIV AUTORŮ Z ČAP Životní pojištění. Praha: Grada, 2002.
KOPECKÝ, K. Povinné ručení: pojištění odpovědnosti z provozu vozidla. Praha: Grada, 2002.