| Course Unit Code | 545-0217/02 |
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| Number of ECTS Credits Allocated | 4 ECTS credits |
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| Type of Course Unit * | Optional |
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| Level of Course Unit * | Second Cycle |
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| Year of Study * | Second Year |
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| Semester when the Course Unit is delivered | Summer Semester |
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| Mode of Delivery | Face-to-face |
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| Language of Instruction | Czech |
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| Prerequisites and Co-Requisites | Course succeeds to compulsory courses of previous semester |
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| Name of Lecturer(s) | Personal ID | Name |
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| VAN74 | doc. Ing. Michal Vaněk, Ph.D. |
| Summary |
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| People’s economic decision making is an integral part of existing within contemporary society structures. The Course informs on processes concerning students’ own finances. As such the Course has been structured in two parts. The first part takes into account related taxation arrangements (income tax, property tax, VAT, consumption tax, social and health insurance payments). The second part focuses on investment options as offered by banks and financial institutions (standard bank products; building and loan association savings; supplementary pension insurance benefits; life insurance; shares funds; share investments and non-traditional investments – works of art, wine, gold, etc.). |
| Learning Outcomes of the Course Unit |
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| Students study to manage finances of family. Student obtain to ability to explain problems with taxis and to characterize bank and nonbank products. |
| Course Contents |
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1st Cash in everyday life
2nd Social and health insurance
3rd Income taxes
4th Property taxes
5th Other taxes
6th Options for investing their disposable income persons
7th Bank deposit products
8th Building Savings
9th Investing in mutual funds
10th Life Insurance
11th Pension insurance
12th Consumer loans and leases
13th Mortgage Loans
14th Investing in specialty products |
| Recommended or Required Reading |
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| Required Reading: |
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| FABOZZI, Frank J. The Handbook of Financial Instruments. New Jersey : John Wiley & Sons, 2002. 847 p. ISBN 0-471-22092-2. |
VANĚK, Michal; MAGNUSKOVÁ, Jana; BARTOŇOVÁ, Jana. Management osobních financí. Ostrava : VŠB - TU Ostrava, 2007. 71 s.ISBN 978-80-248-1625-8
REJNUŠ, Oldřich. Teorie a praxe obchodování s cennými papíry. Praha : Computer Press, 2001. 272 s. ISBN 80-722-65717.
Radová, Jarmila; DVOŘÁK, Petr; Málek, Jiří. Finanční matematika pro každého.
Praha : Grada, 2005. 288 s. ISBN 80-247-1230-X.
SYROVÝ, Petr; Novotný, Martin. Osobní a rodinné finance. Praha : Grada, 2004.
176 s. ISBN 80-147-1098-6.
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| Recommended Reading: |
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| ROSENBAUM, Joshua; PEARL Joshua. Investment Banking. New Jersey : John Wiley & Sons, 2013. 419 p. ISBN 978-1-118-65621-1. |
DUCHÁČKOVÁ, Eva. Principy pojištění a pojišťovnictví. Praha : Ekopress, 2005.
s.178. ISBN 80-86119-92-0.
SYROVÝ, Petr. Investování pro začátečníky. Praha : Grada, 2005. s.108.
ISBN 80-247-1366-7.
CIPRA,Tomáš. Praktický průvodce finanční a pojistnou matematikou. Praha :
Ekopress, 2005. s.308. ISBN 80-86119-91-2. |
| Planned learning activities and teaching methods |
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| Lectures, Tutorials, Project work |
| Assesment methods and criteria |
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| Task Title | Task Type | Maximum Number of Points
(Act. for Subtasks) | Minimum Number of Points for Task Passing |
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| Graded credit | Graded credit | 100 (100) | 51 |
| Semestrální projekt | Semestral project | 50 | 25 |
| Zápočtový test | Other task type | 50 | 26 |